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PAYtience

Get paid while you wait PAYtiently.

  • Buy low or sell high
  • Upfront yield, yours to keep
  • Get back your money without any loss
  • Settled once, at your deadline

ETH / USDC

Example price

2,500 USDC

2,3502,4002,4502,500USDCYour target 2,400 USDCNow 2,500 USDCTodayDay 1Day 2Day 3Deadline: only this price counts ▲

How it works

  1. 1

    Choose your assets

    Pick an asset.

  2. 2

    Set a deadline

    Pick the date your order is settled.

  3. 3

    Set a target price

    The price you want to buy low or sell high at.

  4. 4

    Execute and get paid

    Your upfront yield is paid when you place the order.

  5. 5

    Get the asset or your money back

    Wait until the deadline: your order fills or you get your money back. You keep your upfront yield.

See how your order plays out.

Pick a strategy, an asset and your price. Your order is settled once, at your deadline — replay how different markets end.

Strategy

Asset

Example price today: 2,500 USDC

Deadline: check the price after

2,400 USDC
2,000 USDC2,475 USDC

4% below today's example price

2,3502,4002,4502,500USDCYour target 2,400 USDCNow 2,500 USDCTodayDay 1Day 2Day 3Deadline: only this price counts ▲

Simulated example with illustrative prices — not live market data or a prediction. Crypto prices can move in either direction.

You commit12,000 USDC

+ Upfront yieldpaid now, yours to keep

ETH price when the 3 days end

Target 2,400 USDC

  • ← At or below 2,400 USDC

    You get 5 ETH

    Filled at your price

  • Above 2,400 USDC →

    You get your 12,000 USDC back

    Not filled

Only the deadline price counts — touching 2,400 USDC earlier doesn't fill.

More than crypto.

Stocks and ETFs are on the way too, with pre-stocks coming soon.

Stocks

Tokenized shares of listed companies.

  • NVDA
  • TSLA
  • HYNIX

ETFs

Tokenized funds that track an index or a commodity.

  • SPY
  • QQQ
  • XAG

Pre-stocks

Coming soon

Tokenized shares of companies before they list.

  • Anthropic
  • OpenAI
  • SpaceX
  • Anduril
  • Neuralink
  • Figure AI
  • Kalshi
  • Polymarket

Frequently asked questions

Short answers to what people ask most before setting a price.

When does my order get filled?

Only at your deadline. We check the market price once, at that moment. A buy-low order fills if the price is at or below your target; a sell-high order fills if it is at or above. Either way it fills at the price you set, and never earlier.

What if the price touches my target before the deadline?

Nothing happens yet. Only the price at the deadline counts, so if the price touches your target and then turns back by the deadline, your order doesn't fill and you get your money back.

What happens if my order doesn't fill?

You get back what you committed in full: your USDC for a buy-low order, your asset for a sell-high order. You keep the upfront yield.

What is the upfront yield?

It's paid to you when you place your order, and it's yours to keep whether the order fills or you get your money back.

What if the price is far past my target at the deadline?

Your order still fills at the price you set. That means buying above the market price for a buy-low order, or selling below it for a sell-high order. Choose a target you'd be happy with.

Which assets can I choose?

We're starting with ETH. Stocks and ETFs are on the way, with pre-stocks coming soon. People on the waitlist will hear first when more assets are added.

How does the waitlist work?

Enter your email to get a place in line — no account or password. We let people in gradually, in waitlist order. Enter the same email again any time to see your position.

When can I start using PAYtience?

We're opening in waves. When your place in line comes up, we email you — then you can place your first order.

We're opening PAYtience in waves.

To handle every order with care, we let people in gradually from the waitlist. Your place in line decides when you get in.

  1. 01

    Join with your email

    Enter your email below to get your place in line. No account or password.

  2. 02

    Get let in

    We open access in waves, in waitlist order, and email you when it's your turn.

  3. 03

    Set your first price

    Once you're in, you can place your first order.

No account or password needed. Already joined? Enter the same email to see your place.